Note to educators: The resources below are geared towards General Financial Literacy Course teachers but can be incorporated into most high school courses.

Saving for College

• Utah System of Higher Education This webinar is part of the Ed Insights: K12 training series.

• Invest In What's Next: Life After High School Use this interactive career and college planner to evaluate which career or educational path you should pursue after high school. Plus, develop personal finance skills to make your plan a reality.

• Is College Worth It? Calculate your potential return on a college degree and how long it will take to break even on higher education expenses.

• Does College Matter? Podcast In an age where tuition is on the rise, high school students are skipping college to start their own companies, and technology offers alternative ways to learn, this special series podcast brings you insights from a diverse group of experts, entrepreneurs, and college students to help you decide for yourself: Does College Matter?

• Junior Achievement Interpreting Financial Aid Award Letters Lesson

• my529 Saving for College Calculator

• UtahFutures is provides tips, tools, resources, and conversation-starters about preparing and paying for college so obtaining a higher education can be a reality for all Utah students.

• University of Utah Planning for College Budget Worksheet

• my529 Paying for College Guide (English) and Paying for College Guide (Spanish)

• Stukent - How to Pay off Student Loans Fast: 15 Tips and Tricks

• my529 Program Info One Sheet

• my529 Invite Education College Planning Center

• my529 Roadmap - This guide is a list of ideas on how you can lead your child in each of these areas at every age – whether they are 18 months or 18 years old. Each section includes tips on how to work with children to instill a basic understanding of money.

• Annuity Filling out a FAFSA request, Merit-Based Scholarships, How Student Loans Work, Planning for life after college

Spending & Saving

• America First Credit Union FUNDAmentals

• Fidelity Investments 5 Money Musts Game

• Next Gen Personal Finance Arcade free online games engage students in financial decisions

• Hands on Banking® Personal Goal Setting Worksheet.

• Stukent - Money Management Playbook with Brandon Copeland Video

• FoolProofMe Academy Car Buying Guide.

• Finance in the Classroom - Charge! But To Which Card? (Scenarios) note: this website may be out of date.

• Hands on Banking Meeting Goals In Spite of Unexpected Events Lesson

• Everfi Consumer Skills Lesson

Avoiding Debt & Consumer Protection

• Utah Division of Consumer Protection Educate Me on Issues

• Utah Division of Securities Your Money - Save, Invest Protect

• Personal Finance Lab Bankruptcy Video

• FDIC Money Smarts for Kids When a Bank Fails - Facts for Depositors, Creditors, and Borrowers

Canvas Course

• Angela Short’s GFL Canvas Course can be found at Course Fin Lit-Angela Short. (Paid Canvas account is required.)

History of the General Financial Literacy Course 

In 2004, the Utah State Board of Education (USBE) approved a one‐semester course titled “General Financial Literacy” (GFL) that would be  required for the 2008 graduating class. Utah was the first state in the U.S. to mandate a  financial literacy class as a graduation requirement.

The GFL course has four strands with associated standards: 

● Strand 1:  Understanding how values, culture, and economic forces affect personal  financial priorities and goals. 

● Strand 2:  Understanding sources of income and the relationship between career  preparation and lifetime earning power. 

● Strand 3:  Evaluating saving methods and investment strategies.

● Strand 4:  Understanding principles of personal money management, including  budgeting, managing accounts, and the role of credit and its impact on personal  finance. 

The USBE recommends that students take the GFL class during their junior or senior year of high school.  

For more information, visit the Utah State Board of Education website.